![]() Depending on where you live, you may be redirected to a different website. #HEALTH INSURANCE MARKETPLACE IN TABULO ZIP#Go to /screener/ and enter your ZIP code. How to find out if you qualify for an Affordable Care Act planīefore you start thinking about which plan you'll choose, you should first find out if you actually qualify for the Affordable Care Act. Spending more on a premium plan may actually help you save money in the long run. Note that your premium is based on your income, so if you have a lower income, your premium could cost less. If you are under 30 years old or have an exemption based on inability to afford health insurance, you can qualify for a Catastrophic plan, which has a very low monthly premium and a very high deductible. If you are currently receiving treatment or expect to need regular medical attention, the Gold and Platinum options could be the best options for you. For instance, if you're healthy and only expect to need to use your insurance for emergencies, you might opt for the Bronze or Silver plan. Since the deductible is very low, your plan will start paying your medical costs sooner than any of the other options.ĭeciding which plan to choose depends on your lifestyle, how often you'll need health care and what sort of medical treatment you require. Platinum: The most expensive monthly premium gives you the lowest costs when it comes to medical care. A low deductible means the amount of medical costs you pay out of pocket will be much less than with the Bronze and Silver plans. Gold: This plan includes a high monthly premium, and low costs when you need health care. It will cost you more than the Bronze option, but your costs for medical treatment will be less than if you went with the Bronze plan. Silver: This middle-of-the-road coverage comes with a moderate monthly premium. The Bronze plan deductible is generally much higher than the other options, so you'll pay more out of pocket until your deductible is met. Here's a breakdown of how each plan works.īronze: You'll pay the lowest monthly premium, but you'll pay more when it comes to paying for care. For each plan, you should see Bronze, Silver, Gold and Platinum options. The state you live in determines which health care providers you can use, assuming you qualify for the Affordable Care Act (see below). What health insurance plans are available under the Affordable Care Act? For additional reading, here's the best time to start collecting your Social Security benefits. #HEALTH INSURANCE MARKETPLACE IN TABULO HOW TO#We'll tell you when open enrollment begins for health plans under the Affordable Care Act and how to sign up. More than 35 million Americans are enrolled in Affordable Care Act related coverage, President Joe Biden announced on Aug. The law also expands the Medicaid program and supports new medical delivery methods - such as ACA Health Homes - that aim to lower the costs of health care. Signed into law by President Barack Obama in 2010 and also known as Obamacare, the Affordable Care Act was designed to give more Americans access to affordable health insurance. So if you're looking for affordable health care coverage for 2023, you can soon shop and enroll in an Affordable Care Act plan through. Health insurance can be expensive in the US. ![]()
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